Down Payment Resources

Dreaming of owning a home, but need to save up for a down payment?

Homeownership may be closer than you think!

The good news is you don’t need 20% down to buy a home, and there are dozens of down payment assistance programs available across greater Birmingham to help you make your homeownership dream a reality.

Did you know that approximately 88% of for-sale homes in our market may be eligible for one or more of these down payment programs?

Here’s how to find down payment assistance as you search for your new home:

  1. Click the down payment icon on eligible property listings provided by Greater Alabama MLS to access information about specific programs available.

  2. Enter any information about your household that you’d like. Details such as military service and your occupation can match you to even more opportunities.

  3. Review your results to see how many programs and how much in down payment help may be available to you, and call your Greater Alabama MLS real estate agent to take the next step toward homeownership.

About Down Payment Resource

Down Payment Resource® is a free tool provided by Greater Alabama MLS that helps you discover properties and homeownership programs that fit your personal situation. Valuable down payment assistance information is aggregated and integrated into Greater Alabama MLS listing data for homes currently on the market.

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